Cape Coral Unfair Credit Reporting Attorney

Have You Been the Victim of Unfair Credit Reporting in Cape Coral, Ft. Myers, Bonita Springs, or Lehigh Acres, Florida?

The Fair Credit Reporting Act is federal law passed in 1970 which governs the regulation of consumer information, including consumer credit information. Both this Act and the Fair Debt Collection Practices Act form the basis of consumer credit rights in this country and is enforced by the Federal Trade Commission.

If you have been a victim of unfair credit reporting by a consumer credit reporting agency, credit bureau, creditor, or any other party, please contact me for a free consultation about your situation. As aCape Coral unfair credit reporting lawyer, I can review your case to determine if the credit reporting party has violated federal or state law and if you have grounds for legal action against them. I can also provide the information and help you need to ensure that the credit reporting party provides accurate information on your credit report.

Unfair Credit Reporting

Your credit file, based on credit, loan, mortgage, insurance, and job applications, contains information on your employment, how you pay your bills, lawsuits against you, arrests, and bankruptcies. This information is called a credit report and the credit bureaus or credit reporting agencies sell this report to creditors, employers, insurers, businesses, and other interested parties. When this information is inaccurate, out of date, incomplete, or false, it may negatively impact your ability to get a job, rent an apartment, or obtain insurance, a loan, mortgage or credit card.

The Fair Credit Reporting Act was created to ensure the accuracy and privacy of the information passed on about you in your credit report. Under this Act, you have rights and the credit reporting agencies have requirements they must meet. Also, businesses that use credit reports or provide information about you to credit bureaus are required to do so per the laws in this Act. They are responsible for correcting inaccurate or incomplete information in your report. You may dispute information in any credit report directly with the credit reporting agency or the business or creditor who has provided them with the information.

Let a Cape Coral Unfair Credit Reporting Lawyer Help You

If you need assistance with litigation involving unfair credit reporting or with any matter concerning it, please get the professional legal representation you need to fully and decisively resolve it. Call me today.

Do you need legal help with unfair credit reporting? Contact the Cape Coral Unfair Credit Reporting Attorney at our firm to discuss your legal options today!