Cape Coral Foreclosure Defense Attorney
Helping Homeowners in Cape Coral, Ft. Myers, Bonita Springs, and Lehigh Acres, Florida
Are you, like millions of other Americans, struggling with your ability to pay your mortgage? Has the bank been calling you on a daily basis? Has a foreclosure lawsuit been filed against you by your bank? Foreclosures in Southwest Florida have reached a crisis level. In fact, Lee County, Florida is one of the foreclosure capitals of the country. Banks are aggressively pursuing foreclosure lawsuits against homeowners who have fallen behind on payments. Despite the lip service given to loan modification and loss mitigation, foreclosure lawsuits continue to be filed at a record pace in Lee County.
If you live in Cape Coral, Ft. Myers, Bonita Springs, Lehigh Acres or anywhere in Lee, Collier, or Charlotte counties and you are facing foreclosure, let me help you. As a Cape Coral foreclosure defense lawyer, I have successfully defended countless foreclosures throughout the area. Whether your goal is a loan modification, short sale, deed in lieu of foreclosure, or being given enough time to find a new residence, I can help you come away from a foreclosure issue in the best possible condition.
Florida Foreclosures
Foreclosure is a judicial proceeding in Florida. Banks like to pretend that this is not the case, and unfortunately, our judicial system sometimes pretends that this is not the case. Procedures are not followed, lawyers prosecuting foreclosures don't do their job, and certain Judicial Circuits institute constitutionally questionable devices such as "rocket dockets."
Notwithstanding the questionable practices currently being practiced by banks and their foreclosure attorneys, homeowners in this state have rights. Homeowners have the right to due process, they have the right to employ an attorney to defend them in court, and most importantly, they have the right to put the bank and its attorneys to its proof.
You see, the mortgage industry no longer resembles what we grew up with. The last decade has been witness to some of the most irresponsible lending practices that this country has ever seen. Banks no longer make long term commitments when they lend to a mortgagor. Instead, banks lend money to a home purchaser, then immediately sell the loan off. Your home loan then travels a very complicated and mystifying path to its ultimate home. At the end of the day, many mortgage loans end up "owned" by thousands of individual investors.
What does this mean to you, the homeowner facing foreclosure? It means that the entity threatening foreclosure, or perhaps suing you, may not even be the owner of your mortgage. It means that your mortgage payments may not have been properly paid to the actual owner(s) of your mortgage. Ultimately, it means that you should hire a Cape Coral foreclosure defense attorney like me who can help you unravel the confusion, and traverse the difficult path of foreclosure.
Let a Cape Coral Foreclosure Defense Lawyer Help You
If you are behind on your mortgage payments or facing foreclosure, let me help you resolve your foreclosure issues. I have the knowhow and the skills to get the job done and will aggressively fight for your rights. You will always find me and my staff accessible and responsive to your legal needs and goals. Contact my office for a free initial consultation about your foreclosure situation.
Are you facing a Florida foreclosure?
Contact the Cape Coral Foreclosure Defense Attorney
at our firm for a free consultation today!